How JioBlackRock Investment Advisers charges for Personalised Investment Advice

Understanding how you pay for investment advice is an important part of making informed investment decisions. At JioBlackRock Investment Advisers, we follow a clear and transparent fee structure for our personalised investment advice. Read on to learn how our charges work.

JioBlackRock advantage

Published on 1 May 2026

3 min read

Whether you're just starting out or you have been investing for some time, we want you to feel confident about what you’re paying for and why. Our fee structure is designed to be simple and directly tied to the value we provide, so you can focus on growing your investments, not decoding hidden charges.

What we charge

The fees/charges for our personalised investment advice are transparent. We charge a fixed amount or percentage depending on your Assets Under Advice (AUA).

1. Fixed fee

A fixed fee applies if your AUA is below ₹1,00,000. In this case we charge a fixed annual fee of ₹350 + GST, which is deducted proportionately each month. This amounts to less than ₹30/month + GST.

2. AUA based fee

If your AUA is ₹1,00,000 or more, we charge a variable fee of 0.35% of your AUA per year, also billed monthly. For example, if your average AUA for the month is ₹1,10,000, the monthly fee charged to you would be approximately ₹32 + GST.

How we calculate fees

We follow a monthly billing cycle. At the end of each month, we calculate your average AUA based on daily balances and then levy the applicable fee. This method ensures that your charges are fair and accurately reflect your actual investment levels throughout the month. Your fee is automatically adjusted based on your AUA every month.

Where can you view the fees on the app?

Fee calculation scenarios

Scenario	Average AUA (₹)	Fee payable (₹)
1	99,000	29.17 + GST (Fixed fee - ₹350/year)

2	1,10,000	32.08 + GST (AUA-based fee - 0.35%)

This is for illustrative purposes only and is not intended as investment advice.

Advisory fees levied by JioBlackRock Investment Advisers are exclusive of statutory charges, taxes, and other regulatory levies, which will be borne by the investor as applicable.

Please note: scenarios taken here are considering a monthly cycle with 30 days.

Formulas used:

• Average AUA = Sum of daily AUA / Number of days in the month
• AUA-based fee = (Average AUA × 0.35%) / 12

Interpretation:

In Scenario 1, since the average AUA is less than ₹1,00,000, a fixed fee is charged.
In Scenario 2, since the average AUA is greater than ₹1,00,000, an AUA based fee is charged.

Bottom line: Fee transparency matters

At JioBlackRock Investment Advisers, we believe that understanding your fees is just as important as understanding your investments. Our transparent pricing model ensures you always know what you are paying, why you are paying it and how it aligns with the value delivered. This means you can invest with confidence, clarity and control.

Disclaimer: This article is for educational purposes only.