Smart SIPs from JioBlackRock: Redefining the way investors build wealth  

A Systematic Investment Plan (SIP) is a disciplined and convenient way to invest a fixed amount decided by the investor regularly in mutual fund schemes. With a SIP, a pre-decided and pre-approved amount is automatically debited from your registered bank account and invested in a chosen mutual fund scheme at regular intervals.

By investing small amounts consistently, SIPs help investors benefit from the power of compounding while reducing the impact of short-term market volatility. Over time, this disciplined approach helps average out costs, build healthy investing habits, and create long-term wealth.

Today, millions of Indians use SIPs as their preferred long-term investment strategy, whether for retirement planning, children’s education, or overall wealth creation.

Traditionally, SIPs are linked to a single mutual fund scheme. In recent years, some platforms have introduced “basket SIPs” or “goal SIPs,” where your regular investment is split across multiple schemes in fixed proportions.

However, these allocations are static as they do not change with market conditions. As a result, they may not always remain aligned with your investment objectives.

JioBlackRock Smart SIPs take the discipline and consistency of traditional SIPs a step further by integrating dynamic allocation and intelligent fund selection.

• Flexible contributions
Choose monthly or quarterly SIPs based on your preference.

• Exclusive to JioBlackRock Investment Advisers
A unique, dynamically managed SIP aligned to your Personalised Investment Plan.

• Cost and tax-efficient
Smart SIP ensures every investment keeps you closer to your personalised investment plan.
This helps to avoid frequent switches that may lead to tax implications.

• You stay in control
As a SEBI Registered Investment Adviser, JioBlackRock does not take power of attorney. Every allocation requires your explicit authorisation.

• Start small
Begin your Personalised Smart SIP with as little as ₹500.

Your investment journey is simple, transparent, and always under your control.

1. SIP bank mandate
Your SIP amount is debited at the chosen frequency from your bank account in the AMC’s Overnight Fund.
2. Dynamic allocation
BlackRock’s Aladdin® technology recommends an optimal allocation aligned to your Personalised Investment Plan.
3. Switch nudge
On T+1 you will receive a switch nudge that notifies you to move funds from the Overnight Fund into the mutual fund schemes of your selected AMC, in line with your Personalised Investment Plan. Simply review and authorise the switch to keep your portfolio aligned with your personalised investment plan.

Note: Switch nudge remains valid until 4 days before the next SIP date.

If you already invest through a SIP, now is the time to make it smart.  By combining automation with intelligent allocation, they help your portfolio stay responsive to markets while staying true to your investment objectives.  

Approval No: 36651